Credit is only the entry point. Our branches also guide customers through savings, insurance and digital finance decisions.
Structured lending across personal, business and agricultural categories, sized to your repayment capacity rather than a fixed slab.
Small-ticket group loans for SHGs and joint liability groups, disbursed against collective guarantee rather than individual collateral.
Branch officers help members set up recurring deposits and group savings pools alongside their loan cycle, building a credit history.
Assistance enrolling in government and partner micro-insurance schemes covering life, crop and asset risk for borrowing families.
Free, no-obligation sessions to help you choose the right product, tenure and EMI before you formally apply.
Practical workshops on pricing, bookkeeping and market access for micro-entrepreneurs and SHG-run enterprises.
UPI-linked repayment, SMS statements and a WhatsApp helpdesk for customers who prefer to manage their loan from a phone.
Sanctioned in 48 hours for standard applications.
From 11% p.a. across eligible categories.
Flexible daily, weekly, or monthly doorstep EMI collection.
Local-language desks, six days a week.
