For self-help groups, women entrepreneurs, farmers and traders — with daily, weekly, or monthly doorstep collection timed to your harvest, market day, or festival season.
Since 2021, CM Micro Finance has worked directly inside villages and town wards — meeting self-help groups where they already gather, verifying need on the ground, and disbursing credit that matches real cash-flow cycles, from harvest season to festival demand.
Not a one-size score — every product carries a published rate range and a ceiling sized to what that income actually supports.
Quick funds for medical needs, home repairs, or family events — approved against income proof, not property.
Working capital and expansion funding for stores, workshops and micro-enterprises.
Two-wheeler and light commercial vehicle financing for personal use or last-mile delivery income.
We built our process around the two things borrowers tell us matter most: speed, and knowing exactly what you owe.
Most applications decided within 48 hours of document submission.
Rates starting at 11% p.a., benchmarked below regional moneylender rates.
Every charge listed upfront in your sanction letter — nothing added later.
ID, address proof and group endorsement suffice for most applications.
Flexible daily, weekly, or monthly EMI cycles adapted to your income.
Tamil and English support desks open six days a week at every branch.
A sequence designed to move at the pace of your need, not our paperwork.
Submit the quick form or visit your nearest branch with basic ID proof.
A field officer verifies address, income and group standing in person.
Our credit committee reviews and sanctions within 48 hours.
Funds are credited directly to your UPI, bank, or handed over in cash.
Real outcomes from members across our Dharmapuri branch network.
"My tailoring unit needed two new machines before wedding season. The loan was sanctioned in three days and the EMI fits my monthly orders comfortably."
"The personal loan timing matched my sowing season exactly. No agent, no extra fee — the field officer explained every term in Tamil before I signed."
"Our 12-member SHG took a group loan to buy raw material in bulk. Doorstep collection means none of us lose a working day travelling to a branch."
